Free Net Worth Calculator - Calculate Your Total Assets & Liabilities
Track your total wealth by calculating the exact difference between your assets and liabilities.
Formula & Methodology
Net worth is the simplest measure of financial health. It represents what you would have left in cash if you sold everything you owned and paid off all your debts.
- Net Worth = Σ Assets - Σ Liabilities
Worked Example
Using the Net Worth Calculator: apply the formula above to your input values. For instance, Net Worth = Σ Assets - Σ Liabilities. The tool performs each step instantly and shows the result.
Frequently Asked Questions
What should be included in net worth?
Add up all assets — cash, investments, property and valuables — then subtract all debts like loans and credit-card balances.
What is a good net worth?
It varies by age and income; the key signal is steady growth over time as assets rise and debts fall.
Should I include my home in net worth?
Yes. Include its market value as an asset and the remaining mortgage as a liability for an accurate picture.