Free Mutual Fund Calculator - Calculate Fund Returns
Calculate your mutual fund returns, SIP performance, and portfolio growth over time.
Formula & Methodology
Calculates total future value combining lump-sum compound interest and ongoing SIP (Systematic Investment Plan) annuity growth.
- FV = PV(1 + r/n)^(nt) + PMT × [((1 + r/n)^(nt) - 1) / (r/n)]
Worked Example
Using the Mutual Fund Calculator: apply the formula above to your input values. For instance, FV = PV(1 + r/n)^(nt) + PMT × [((1 + r/n)^(nt) - 1) / (r/n)]. The tool performs each step instantly and shows the result.
Frequently Asked Questions
How do mutual fund returns compound?
Reinvested dividends and capital gains combine with price growth, so long horizons and reinvestment strongly boost value.
How do expense ratios affect returns?
Annual fees compound against you over time, so a lower expense ratio can leave you with meaningfully more money.
What is a SIP?
A Systematic Investment Plan invests a fixed amount regularly, smoothing entry prices and harnessing compounding.