Free Money Growth Calculator - Visualize Your Wealth
Visualize compound interest and project your long-term wealth growth with interactive investment charts.
Formula & Methodology
This combines two formulas: compound interest on the initial principal, and the future value of a series of regular contributions (annuity).
- FV = P(1 + r/n)^(nt) + PMT × (((1 + r/n)^(nt) - 1) / (r/n))
Worked Example
Using the Grow Your Money: apply the formula above to your input values. For instance, FV = P(1 + r/n)^(nt) + PMT × (((1 + r/n)^(nt) - 1) / (r/n)). The tool performs each step instantly and shows the result.
Frequently Asked Questions
How can I make my money grow?
Consistent investing at a reasonable return lets compounding multiply your contributions over years and decades.
How much difference do regular contributions make?
Adding money monthly gives each deposit its own compounding runway, often outweighing a single large lump sum.
What return should I expect?
Long-run diversified portfolios have historically averaged mid-single-digit to high-single-digit returns, though results vary widely year to year.